USM Systemwide Employee Benefits SYSTEMWIDE BENEFITS HEALTH BENEFITS: General Information Medical Plans: Prescription Drug Plan: - 2024 Plan Year - 2025 Plan Year Dental Plans: Flexible Spending Accounts: RETIREMENT: Choosing a Retirement Program: Highlights of the SRPS & ORP Retirement Programs State of Maryland Pension Plan Plan Provider: USM Optional Retirement Plan Plan Provider: ORP Plan Document First Amendment to the ORP Plan Document Optional Retirement Program Handbook for Retiree Health Benefits for Âé¶¹´«Ã½ Hired Before July 1, 2011 Optional Retirement Program Handbook for Retiree Health Benefits for Âé¶¹´«Ã½ Hired on or After July 1, 2011 Retirement Plan Option Form for Exempt Staff & Faculty Âé¶¹´«Ã½ with ORP/Pension Comparison ORP Vendor Selection Form Retiring from the State of Maryland System for ORP Members, TIAA Presentation State of Maryland Supplemental Retirement Plans Plan Provider: State of Maryland Supplemental Retirement Plans Plan Provider: 403(b) Plan Document 457(b) Plan Document 401(a) Plan Document Retirement@Work: USM Supplemental Retirement Portal LIFE INSURANCE: Life Insurance and Accidental Death and Dismemberment Insurance State-sponsored Plan Life Insurance and Long-Term Disability Insurance USM-sponsored Plan Comparison of State of Maryland and USM MetLife Plans TUITION REMISSION: Active Âé¶¹´«Ã½: USM Tuition Remission Portal For USM Retirees and Active Âé¶¹´«Ã½ of Morgan State (MSU), St. Mary's College of Maryland (SMCM), and Baltimore City Community College (BCCC): USM Application for Tuition Remission Tuition Remission Calendar USM EMPLOYEE ASSISTANCE PROGRAM (EAP): WELLNESS & EMPLOYEE DISCOUNTS: OTHER PROGRAMS AVAILABLE THROUGH PAYROLL DEDUCTION: